Terms & Conditions

Please read these Terms and Conditions carefully before using our Services.

These are the Terms and Conditions governing the use of Services and the agreement that operates between the Client and the Company. These Terms and Conditions set out the rights and obligations of all Clients regarding the use of the Services provided by the Company. The Terms and Conditions, together with an engagement letter signed by the Client, constitute the contract (the Contract) between the Client and the Company.

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

For the purposes of these Terms and Conditions:

• Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Terms and Conditions) refers to “TEAHOUSE”.
• Client refers to the party receiving services provided by the Company, in exchange for payment or other agreed-upon consideration.
• Engagement refers to an agreement or arrangement where the Company commits to performing a certain task or providing a service for the Client under specified terms and conditions.
• Services refer to the services offered by the Company. The specific services to be provided by the Company shall be set out in the Engagement letter, including the scope, deliverables, and timelines. These services shall be subject to any variations as may be agreed in writing between the Company and the Client.
• Terms and Conditions (also referred as “Terms”) mean these Terms and Conditions that form the entire agreement between the Client and the Company regarding the use of the Service.
• Website refers to https://teahouseclub.com/

1.1. The Company specializes in a range of services tailored for the financial technology (fintech) sector, including:
1.1.1. Mergers & Acquisitions (M&A): Providing advisory services in transactions and M&A activities for fintech companies. This includes consulting on the valuation, strategy, and integration of companies in the fintech space.
1.1.2. Payment Technology Solutions: the Company advises clients on integrating global payment technologies, helping firms adopt cutting-edge payment processing systems.
1.1.3. VISA & Mastercard Membership: Guidance through the application process for financial institutions seeking membership in global payment networks like VISA and Mastercard.
1.1.4. Corporate and Legal Structuring: Expert assistance with corporate structuring, including incorporation, legal entity selection, and other legal requirements in the fintech sector.
1.1.5. Financial and Crypto Licensing: Assistance in acquiring licenses for operating in financial and cryptocurrency sectors, ensuring compliance with relevant regulatory bodies.
1.1.6. Recruitment Services: Recruitment and talent acquisition services, specialized for companies in the fintech industry.
1.2. More information regarding the services can be found on the Company’s website: https://teahouseclub.com/#services

2.1. The provider of the services is “TEAHOUSE”.
2.2. The Company provides the Services mentioned in the Engagement letter (Assignment).
2.3. A binding contract shall only be concluded once both parties have confirmed in writing (including by email) their mutual agreement to the essential terms, including but not limited to scope, deliverables, and fees.
2.4. These Terms and Conditions apply to all Assignments unless otherwise agreed in the Engagement letter or communication. In case of conflict between the Engagement letter and these Terms and Conditions, the Engagement letter will prevail.

3.1. The Client undertakes to provide all necessary information to the Company for the completion of the Services.
3.2. The Company provides the Services using all legally compliant means and will act with professional diligence.
3.3. The Company is not obligated to update or amend information after the completion of an Assignment due to changes in legislation or other circumstances.
3.4. Upon completion of an Assignment, the Client undertakes to accept it and to notify the Company immediately of any necessary changes. If the Client does not submit any notice within seven (7) calendar days from the delivery of the Assignment, the services shall be deemed to have been duly provided by the Company.
3.5. The Company provides advice and guidance to the Client based on the information provided by the Client and prevailing industry standards. The Client acknowledges that any business or strategic decisions made following the Company’s advice remain the sole responsibility of the Client, and the Company shall not be liable for any consequences of such decisions.

4.1. Fees for Services are specified in the Engagement letter and are based on the complexity, scope, and duration of the project. For Services that require urgent attention, or those that go beyond the regular working hours, additional charges may apply.
4.2. Invoices are issued electronically, with payment due within seven (7) calendar days. Late payments incur a daily interest charge of 0.5%.
4.3. The Company reserves the right to adjust its fee structure based on market conditions, regulatory changes, or changes in the service scope requested by the Client.
4.4. The Company reserves the right to request partial or full prepayment. This will be specified in the engagement letter where applicable.

5.1. The Client agrees to exchange information electronically in a non-encrypted form via the Internet. The Client confirms that he is aware of the risks involved in using non-encrypted transmission of e-mail and the information contained therein: messages may be lost, confidential and personal information may be intentionally or unintentionally altered, stolen, disclosed, or transmitted to third parties. The Company is not to be held liable for any damages arising from the realization of such risks. If the Client deems it necessary to implement encryption, The Company must be notified, and the parties agree on an appropriate information exchange solution.
5.2. The Company uses standard information technology systems (including e-mail, client and document management systems, etc.) that contain information about clients of the Company, the services provided to them and related documents.
5.3. The Company processes personal data in accordance with applicable data protection laws, including the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (EU GDPR) and UK General Data Protection Regulation (UK GDPR). The Client consents to such processing where necessary for the performance of the Contract.
5.4. The Company processes personal data of clients and private individuals directly related to clients (such as employees and/or representatives) for the purpose of executing the Contract, managing invoicing, accounting and internal information systems and client relations, fulfilling legal obligations and marketing. The Company may transfer personal data of the Client and persons directly related to them (employees and/or representatives) to third parties, if this is necessary for the execution of the Assignment, and to external consultants, if the Client has instructed us so, to the extent necessary to achieve the purpose.
5.5. The Company will retain the Client’s personal data during the term of the Contract and thereafter as required by law or to protect the Company’s rights. The data subject holds all the rights provided by law, including the right to receive information, to request correction or removal of data etc., provided that this does not conflict with the requirements applicable to the services business.
5.6. With the Client’s consent, the Company has the right to send them news, newsletters, questionnaires to assess the Company’s service level and client satisfaction, marketing materials and invitations to events organized by the Company. The Client may at any time opt out of offers by following the instructions provided in each offer or by notifying the Company via e-mail: [email protected].
5.7. The Privacy Policy is regulated separately and can be found at the Company’s website: https://teahouseclub.com/. In the event of any inconsistency between this Terms and Conditions and the Privacy Policy published on the website, the latter shall prevail.

6.1. All information received by the Company in connection with an Assignment is confidential. The Company may disclose information internally for the purpose of executing the Assignment. The Client may release the Company from the obligation of confidentiality with a consent given in writing and/or e-mail.
6.2. The Company has the right to disclose confidential information and documents related to the Client to third parties (incl. notaries public, translators, banks and state agencies, other advisors involved) without any separate consent of the Client, if this is necessary for the execution of the Assignment, or if such obligation arises from law.
6.3. The Company may not disclose to third parties the fact that the Client is a client of the Company or any other circumstance related to the Client or the Assignment, unless the Company and the Client have agreed otherwise.
6.4. This confidentiality obligation does not apply to any information that (i) is in the public domain at the time of disclosure, (ii) becomes publicly available through no fault of the Company, or (iii) is disclosed to the Company by a third party without any obligation of confidentiality.

7.1. The Contract becomes effective from the moment it is signed by both parties.
7.2. Either party may terminate the Contract with two weeks’ notice, provided that all pending Services and deliverables are finalized and paid for.
7.3. The Company reserves the right to terminate the contract immediately if the Client breaches any of the Terms, engages in illegal activities, or otherwise jeopardizes the Company’s operations.
7.4. Upon termination, the Client must immediately settle any outstanding invoices, and the Company will return any Client materials still in its possession.

8.1. The Company’s liability is limited to direct damages resulting from wilful misconduct or gross negligence. The Company is not responsible for indirect, incidental, or consequential damages, including loss of profit, business interruptions, or regulatory fines.
8.2. The total liability of the Company is capped at the amount of fees paid by the Client for the specific service in question.
8.3. The Company is not responsible for the actions, omissions, or advice provided by third-party service providers engaged in the course of delivering services.

9.1. These Terms and Conditions are governed by the laws of England and Wales.
9.2. In the event of a dispute, the parties will attempt to resolve the issue through amicable negotiations. If negotiations fail, the dispute may be escalated to the courts England and Wales.

10.1. The Company reserves the right, at the sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material, the Company will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at the Company’s sole discretion.
10.2. Continued use of Services after such changes constitutes acceptance of the updated Terms and Conditions.